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Any business with value and any business owner with a personal estate should have appropriate business insurance.  A competent and trusted insurance agent or broker is critical in obtaining proper insurance from proper companies in proper amounts addressing the appropriate risks.  Your insurance should include:

  1. General Liability Insurance.  Covers claims by third parties against the business or its employees including defamation.
  2. Property Insurance.  Protects the business’ property including buildings and equipment.
  3. Business Interruption.  Provides income in the event of a business disaster.
  4. Commercial Automobile Insurance.  Covers claims arising from automobile usage. 
  5. Workman’s Compensation.  Required by law, protects from liability for employee injuries on the job.
  6. Errors and Omissions.  Malpractice protection for professionals.
  7. Director and Officer Insurance.  Protection for officers and directors for negligence or other wrongful conduct in the operation of the business.
  8. Cyber Liability Insurance.  Protection for hacking and damages caused to third parties due to disclosure of private information.
  9. Employment Practices.  Protection from employees’ claims of unfair treatment.

The attorneys at Brooks, Tarulis & Tibble have experience both in counseling clients on the types of insurance and coverage needed, and assisting them when claims arise.  We also work with a network of qualified and competent insurance agents and brokers that can provide further counsel and advice.  If we can assist you in this regard, please contact us.


This Brief is designed to provide our friends and clients with information regarding the various subject matters covered, it is not designed to take place of legal, accounting, or other professional advice. If expert assistance is required, the services of a competent professional should be sought. This memorandum may constitute advertising under the rules regulating Illinois attorneys.

Brooks, Tarulis & Tibble, LLC
1733 Park Street, Suite 100
Naperville, Illinois 60563

630-355-2101 | info@napervillelaw.com | GET DIRECTIONS