
Insurance


March Business Bytes
This months Business Bytes highlights digital evidence, protecting confidential informaiton and proper insurance claim reporting. Digital Evidence. As more commercial deals and incidents are transacted or recorded digitally, being able to authenticate the video,...
February Business Bytes
This month’s Business Bytes highlights insurance coverage, website terms and financial exploitation foiled by estate plans. Don’t Underestimate Insurance Coverage. We advise our clients to always file a written claim with any carrier when an issue arises, as...
December Business Bytes
Our December Business Bytes highlights your A.I phone system, virutal workplace accessibility and declaring and updating your insurance values. Your A.I Phone System Can Get You Sued. The collection, storage, use, transfer and destruction of biometric information is...
Cyberattack Protection
As any business can be a cyberattack target, business owners should: Foster a culture of security awareness in their organization by clear and consistent messaging, policies, and procedures. Have clear written security policies and incident response plans that provide...
Planning for Blended Families
Blended families bring unique challenges to wealth, retirement, financial and estate planning. Divorce decrees, second families, new in-laws, stepchildren and a whole new clan are some of the issues to address. Using experienced counsel can ensure your wishes are...
Asset Protection Planning
Asset protection planning is taking proactive steps to protect your personal or business assets and income before there is a legitimate threat or claim against you or your business. This is not giving away or transferring your assets to other parties, that carries its...
New Business Laws for 2022
Probably due to the pandemic, the Illinois Legislature passed few laws important to business in Illinois and effective January 1, 2022. They include: Increasing the minimum wage to $12.00 per hour; Making non-compete agreements generally not enforceable against...
Estate Planning is Tax Efficiency and Wealth Management
To many people estate planning is merely preparing a will to tell your executor what to do with what you own when you die. But, estate planning is more than just drafting a will. It includes tax efficiencies, wealth preservation, asset protection, efficient asset...
Protecting Your Child Away at College
The Health Care Insurance Portability and Accountability Act (HIPAA) and other privacy laws can prevent parents from access to health, financial, and academic information regarding their child in college, even if they are paying the bill. This could hamper your...
Cyber Liability Insurance
The increased reports of cyber-attacks, either for ransom or other mischief, induced many insurance companies to offer cyber liability insurance policies to protect businesses from liability as result of unauthorized hacks or information disclosures, and some even...